Sizing Up Economic Prospects


Fed Apology, Strong Job Growth Bolster Stocks


Retirement Income Portfolio Survival


Everything You've Learned About Interest Rates May Be Wrong


Retire Wiser

Do you want a retirement that allows you to do more than just get by?

Do you want one that allows you to retire wiser – to do more of the things that mean the most to you?

There seems to be so much uncertainty and worry…

  • How much is enough?
  • How long will you live?
  • Where do you start?

The #1 antidote to worry is to increase your certainty.
The road to greater certainty is to take action now.

Read More

Request Free Report

If you would like to receive our free report, please fill out the form below.


Want a little guidance to read on your own time? 

Financial education is important to us.
We share educational articles, market updates, and breaking news that
can help you make important financial decisions.

Sign-up Now

Our Blog

How to avoid being your own worst enemy when it comes to your money and long term goals. We all want to be better off, right?  Ideally, we would always make decisions that result in our best ...
Given the new tax rules and rates, it may be time to reconsider your retirement plan options There are many financial rules of them (don’t spend more than you earn, save 20% of your income, etc.) ...
Whether it’s a job loss, layoff, or furlough, the quicker you start making changes, the better. Acting quickly ensures you can continue meeting today’s expenses without accruing further debt and wil...
  • John Bever, CFP®
    Financial Advisor

    As a CERTIFIED FINANCIAL PLANNER™ professional, John Bever understands that a financial plan will only be as successful as the goals it is designed to support. One of John’s passions in life is to help his clients create a financial plan that is in harmony with their sense of life’s purpose. He believes that financial independence is not merely measured in dollars, but in how fully it allows someone to accomplish their
    life’s mission.

  • Jim Uren, CFP®
    Financial Advisor

    As a CERTIFIED FINANCIAL PLANNER™ professional, Jim Uren works hard every day to help improve the lives of his clients. Jim feels that helping clients is more than a career – it is a calling. Jim focuses on helping his clients through the design of comprehensive financial plans and customized wealth management strategies.

  • Jonathan Henkels
    Financial Advisor & Financial Planning Analyst

    With a long time passion for personal finance, Jonathan Henkels loves waking up every day with the opportunity to help others achieve their financial and life goals. With a background in education, Jonathan believes in making certain that you not only have a plan that gets you where you want to go, but that you also understand why.

Contact Us

You work hard, and life’s been good to you.

You’re planning ahead and want to know you’ll have the resources you need to provide the lifestyle you want – for you and your family.

We’ll help keep you on the right path by combining investment strategies with a financial plan designed to preserve what you have, while achieving what you want. In an ever-changing world, we’re driven by what’s right for you.

Let's Work Together

Our Offices

1110 W. Lake Cook Road, Ste. 265
Buffalo Grove, IL 60089

Phone: (847) 520-5545
Fax:  (847) 589-3308

Everyday 8:30 AM to 4:30 PM
Social Media Disclosure

To learn more about the professional history of our advisors/firm, please visit


Newsletter Sign Up

Tell A Friend

Investment Updates

Securities offered through Royal Alliance Associates, Inc., member FINRA/SIPC. Insurance and investment advisory services offered through Phase 3 Advisory Services Ltd., a registered investment advisor not affiliated with Royal Alliance.

This communication is strictly intended for individuals residing in the states of AL, AR, AZ, CA, CO, CT, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MS, NC, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI, WV. No offers may be made or accepted from any resident outside the specific state(s) referenced

Copyright © 2020 Phase 3 Advisory Services, Ltd. All Rights Reserved