Our Services

Our Financial Planning services include comprehensive wealth planning as well as single topic consultations:

  • Tax Planning and tax minimization strategies
  • College Funding techniques, including selection of 529 plans, Coverdell Education Savings Accounts, and UTMAs
  • Retirement Planning and Income Projections, including selection of IRA, Roth IRA, SEP and SIMPLE IRAs, 401(k), 403(b), 457, and Defined Benefit Pension plans
  • Cash Flow and spending plans
  • Evaluating the right kind and amount of personal and group insurance, including health, life, disability, and long-term care
  • Reducing debt
  • Estate planning
  • Charitable giving plans

Our Investment Management Services include:

  • Personal Risk Tolerance assessment
  • Investment choices, including stocks, bonds, mutual funds, ETFs, annuities and managed accounts
  • Portfolio Allocation Models
  • Discretionary Management using both strategic and tactical approaches

To learn more about the professional history of our advisors/firm, please visit


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Investment Updates

Securities offered through Osaic Wealth, Inc., member FINRA/SIPC. Insurance and investment advisory services offered through Phase 3 Advisory Services Ltd., a registered investment advisor not affiliated with Osaic Wealth, Inc.

This communication is strictly intended for individuals residing in the states of AL, AZ, AR, CA, CO, CT, FL, GA, ID, IL, IN, IA, HI, KS, KY, ME, MD, MA, MI, MN, MS, MT, MO, NH, NV, NM, NY, NC, OH, OK, OR, PA, SC, TN, TX, UT, VT, VA, WA, WV, WI. No offers may be made or accepted from any resident outside the specific state(s) referenced

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