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Welcome to our blog. Here you can find views on the financial world and keep updated on the latest news.


With a long time passion for personal finance, Jonathan Henkels loves waking up every day with the opportunity to help others achieve their financial and life goals.  With a background in education, Jonathan believes in making certain that you not only have a plan that gets you where you want to go, but that you also understand why.  He listens to your goals and wishes, maps out a thorough financial plan tailored to you, and helps you keep the plan in motion so you can reach your financial and life goals.

Why the SECURE Act Makes Life Insurance More Attractive

Why the SECURE Act Makes Life Insurance More Attractive

With the new restrictions for inherited IRAs for non-spouses due to the new SECURE Act, it may make sense to use life insurance as an estate planning tool.

With the passing of the SECURE Act last year, there is a significant change to inherited IRAs for non-spouses.  Rather than withdrawals being taken over the course of the recipient’s life, they must now be taken fully over 10 years.  This can cause creation of a higher tax burden as this money counts towards the income of each beneficiary.

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Retirement: Why to STAY in Chicagoland

Retirement: Why to STAY in Chicagoland

Many people consider moving when retiring.

 If you live Chicago or its suburbs, it may be a good idea to stay put.

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Three Things You Need to Know About the Equifax Settlement

What happened?’

In September of 2017, Equifax announced a data breach that exposed the personal information of 147 million people. The company has agreed to a global settlement with the Federal Trade Commission, the Consumer Financial Protection Bureau, and 50 U.S. states and territories.

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